Do You Have Enough to Retire?
How long will your money last? Are you paying the IRS more than you legally have to? Answer all your retirement questions in one class.
“Attending the retirement classes at FAN provided me with a much clearer understanding of how to structure a tax-efficient withdrawal strategy.”
“I decided to use FAN while attending one of their retirement classes after I saw the benefits of an integrated approach.”
What You’ll Learn
Six topic areas, taught in sequence.
How Not to Outlive Your Money
Distribution strategies, withdrawal rules, and the nine reasons people fail financially in retirement.
Tax Reduction Strategies
Backdoor Roth conversions, tax-deferred versus tax-free vehicles, and how benefits affect your tax bill.
The Truth About Social Security
What waiting is actually worth, and how to provide the biggest benefit to your surviving spouse.
Portfolio Risk & Diversification
Hidden investment costs, market assumptions, and the difference between a fiduciary and a broker.
Healthcare Costs
Medicare, disability income, and how to evaluate long-term care insurance before you need it.
Legacy & Estate Expenses
The top ten estate planning mistakes, beneficiary choices, and using real estate to generate income.
Are You Prepared?
By the end of the course, you’ll be able to answer:
Do I have enough to retire?
- What your number actually needs to be
- Retirement income: perception vs. reality
- Modeling your real spending, not an average
How long will my money last?
- Distribution strategies that hold up
- Conservative assumptions worth using
- What healthcare and long-term care really cost
Am I paying more tax than I have to?
- Backdoor Roth conversion timing
- Which account to draw from first
- How your benefits affect your taxes
What It Costs
Tuition covers the full course and all your materials.
Who should attend
Best suited for those approaching or newly in retirement, typically with $1M or more in investable assets. We strongly encourage couples to attend together — teamwork is key in retirement.
- ▪Every session of the course, taught in person
- ▪A colorful, in-depth seminar workbook you keep
- ▪The Retirement Planning Data Form — your own written inventory of assets, income, Social Security, and pension benefits
- ▪Live Q&A with your instructors across every session
- ▪No sales presentation. It’s a class. What you do afterward is up to you.
Choose Your Class
Same course, four times. Saturdays run two consecutive mornings; weeknight classes run three consecutive evenings. Pick whichever fits your calendar.
Mission Viejo
Norman P Murray Community & Senior Center · 24932 Veterans WayWednesdays
Sep 16, 23 & 30
6:30 – 9:15 pm
Registration closes Sep 14
Saturdays
Sep 19 & 26
8:30 am – 1:00 pm
Registration closes Sep 17
Tustin
1432 Edinger Ave, Suite 200Thursdays
Sep 24, Oct 1 & 8
6:30 – 9:15 pm
Registration closes Sep 22
Saturdays
Oct 3 & 10
8:30 am – 1:00 pm
Registration closes Oct 1